The idea behind a mutual fund is to provide convenience to retail investors, who do not have the time or inclination to analyse individual companies to invest in. So a mutual fund, a specialist in this field, does it for them. However, the growth of the mutual fund industry in India with 40 companies operating … Continue reading Important information you may have overlooked about your mutual fund
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Record Keeper – Important Financial Information at One Place
We all love our family and would do anything to secure their well being. Their happiness, prosperity and security mean the world to us. We all want them to be well provided for, even in our absence. However, you must realise that savings and investments by themselves will not ensure a smooth and happy life for them. In your absence, it … Continue reading Record Keeper – Important Financial Information at One Place
Why you should never lose (a lot of) money
Very early in my investing career, I came across a link on a website which read: "Want to know Warren Buffett's rules of investing? Click Here" I clicked and this is what I got: Rule No. 1: Never lose money; and Rule No. 2: Never forget Rule No. 1 Needless to say, I felt disappointed. … Continue reading Why you should never lose (a lot of) money
Why you should think beyond fixed deposits
This is a story of two friends – Katrina and Deepika. Both of them got married in the year 1980. Katrina comes from a conservative family whose members mostly "invest" their hard-earned money in a bank fixed deposit. The reason was simple – fixed deposits are “safe”. There is no fluctuation and you consistently earn interest … Continue reading Why you should think beyond fixed deposits
An email exchange with a friend on building wealth!
Below is the edited text of an email conversation I had with a friend about building wealth. It goes without saying that there is a lot more to investing but I feel this will give a broad idea of the magic of compounding to those who are starting out. You can also have a look at … Continue reading An email exchange with a friend on building wealth!
What Monopoly can teach us about real estate investments
A few months back, we had a get together of a few cousins after many years. Reminiscing about our younger days, we had the great idea of playing Monopoly as a way to recapture our childhood. While playing the game, it struck me how Monopoly had some profound lessons on prudence for real estate investors. Before … Continue reading What Monopoly can teach us about real estate investments
Why ULIPs should not be used for investment needs
Whenever we are asked to analyse anyone's investment in ULIPs, we are reminded of how poorly they have fared. Here is what we had to say trying to explain why these might not be suitable for investment purposes: Why we would not recommend ULIPs for investment purposes Although there are many reasons for not investing … Continue reading Why ULIPs should not be used for investment needs
Thoughts on management of volatility in a portfolio
We recently received a query from one of our clients regarding management of volatility in a portfolio. Many are of the opinion that timing the market by way of constantly switching between equity and debt depending on market fluctuations may be the best way to counter volatility. We are reproducing below our reply capturing our thoughts … Continue reading Thoughts on management of volatility in a portfolio
Are Life Insurance Policies Good Investments?
Insurance policies are often marketed as a vehicle for investing money for your child's future or your retirement. But do they make for as sound an investment as they are made out to be? Lets find out...
Our article in HT Money – A death blow to debt funds?
Dear subscribers, we are happy to share a news about which we are super excited!! Our article on debt funds has been published in Chandigarh and Ludhiana edition of HT Money today. Please feel free to tell us ways in which we can improve the same. Note: Please note that name of one of the … Continue reading Our article in HT Money – A death blow to debt funds?