We all love our family and would do anything to secure their well being. Their happiness, prosperity and security mean the world to us. We all want them to be well provided for, even in our absence. However, you must realise that savings and investments by themselves will not ensure a smooth and happy life for them. In your absence, it … Continue reading Record Keeper – Important Financial Information at One Place
Why ULIPs should not be used for investment needs
Whenever we are asked to analyse anyone's investment in ULIPs, we are reminded of how poorly they have fared. Here is what we had to say trying to explain why these might not be suitable for investment purposes: Why we would not recommend ULIPs for investment purposes Although there are many reasons for not investing … Continue reading Why ULIPs should not be used for investment needs
Our article in HT Money – A death blow to debt funds?
Dear subscribers, we are happy to share a news about which we are super excited!! Our article on debt funds has been published in Chandigarh and Ludhiana edition of HT Money today. Please feel free to tell us ways in which we can improve the same. Note: Please note that name of one of the … Continue reading Our article in HT Money – A death blow to debt funds?
A death blow to debt mutual funds?
While the public at large seems to be confused about what to make of the budget, investors in debt mutual funds would surely give it a thumbs-down. This is because of a seemingly “slight” change in the tax treatment of debt funds proposed in the budget. Existing tax regime for debt mutual funds Debt mutual … Continue reading A death blow to debt mutual funds?
When it comes to insurance products, it’s all about the presentation!!
What if there was an investment opportunity which proposes to earn a CAGR of 7.25% (after tax) for 22 years. Would you jump at it? Despite the numerous legalities of the fine print, insurance products which mix investment have been a huge success in India. Many of us are happy as well with these insurance … Continue reading When it comes to insurance products, it’s all about the presentation!!
A case for investing in tax-free bonds
In recent times, tax-free bonds have caught investors’ fancy and rightly so. In case, you have not invested in these bonds, the forthcoming issues might be a chance you do not want to miss, especially considering the interest rates being offered (HUDCO 9.01% and NTPC 8.91% for individual investors investing less than Rs. 10 lakhs). … Continue reading A case for investing in tax-free bonds